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Personal Finance Education

The Financial Management Portal has over 65 educational screencasts covering over 11 hours of recorded content on the topics of basic money management, credit repair, credit score manangement, debt elimination and advanced budgeting.  As a member, you have unlimited access to our complete library of information to use as often as you need to.

Whether you are looking to repair your credit, accelerate your mortgage or completely eliminate your debt, The FMP System provides the most complete and effective solution available today.

Create an account to access our comprehensive personal finance education library and the rest of our personal finance tools. It is free.

Learn More

Advanced Budgeting

Spend Smart Lesson Plan 1: Introduction to Spend Smart

An overview of the Spend Smart system. Learn to find money in your budget in ways you never thought possible.

Spend Smart Lesson Plan 2: Value of a Dollar

The dollar can be looked at many different ways when determining it's value. We show you the right way to look at the value of a dollar.

Spend Smart Lesson 3: Psychology of Buying

To understand how to control spending, you need to understand the makeup of consumerism. We explain it in great detail.

Spend Smart Lesson 4: Reverse Budgeting

Nobody likes to keep track of a budget. That is why we created the reverse budget.

Spend Smart Lesson 5: Seize Your Savings

It's not enough to figure out how to save money. You have to know how to actually put the money in your pocket. This is the key..

Spend Smart Lesson 6: Purchasing Strategies

An overview of the purchasing strategies that will drive your Spend Smart program.

Spend Smart Lesson 7: Purchasing Strategies for Applicances

Your approach to major purchases has a direct impact on your ability to Spend Smart. Learn how to save money on all major purchases.

Spend Smart Lesson 8: Purchasing Strategies for Automobiles

Automobiles are the second largest purchases you make after your home. Buy your next car the Spend Smart way.

Spend Smart Lesson 9: Purchasing Strategies for Clothing

How to look good on a budget. We will explore ways to save money on clothing and other personal accessories.

Spend Smart Lesson 10: Purchasing Strategies for Groceries

Some great strategies for controlling that food bill. Now more than ever, health is tied to the food choices we make. We will show you how to improve your health at no extra cost.

Spend Smart Lesson 11: Purchasing Strategies for Insurance

Nobody likes insurance, but you can't get rid of it, so you might as well save money on it.

Spend Smart Lesson 12: Purchasing Strategies for Babies and Children

It costs $180,000 to raise a child. Can you afford not to listen?

Spend Smart Lesson 13: Purchasing Strategies for Medical Expenses

Another major spending area that we need to be on top of.

Spend Smart Lesson 14: Purchasing Strategies for Home Maintenance

Be proactive with home repairs and save yourself money in the long run.

Debt Elimination

Invest in Your Debt Lesson 1: Introduction to Invest in Your Debt

An overview of the Invest in Your Debt system. Learn the finer details of how to Invest your way to financial freedom.

Invest in Your Debt Lesson 2: The IYD Process

How the IYD process works. Concepts are explained in great detail.

Invest in Your Debt Lesson 3: Learn to Earn

You can fulfill all your financial hopes and dreams by studying and applying the IYD principles.

Invest in Your Debt Lesson 4: Linear Math/Variable Path Methodology

Understanding the IYD process fully means understanding the math and the process of linear math.

Invest in Your Debt Lesson 5: Debt Freedom to Financial Freedom

By following the advanced debt elimination concepts presented here, you can eliminate your debt.

Invest in Your Debt Lesson 6: Spend Smart Factor

An overview of the Spend Smart factor process and methodology.

Invest in Your Debt Lesson 7: Spend Smart Factor Principles Part 1

Understand the laws of Spend Smart to fulfill your debt elimination plan.

Invest in Your Debt Lesson 8: Spend Smart Factor Principles Part 2

The laws of Spend Smart help you find the resources necessary to eliminate your debt.

Invest in Your Debt Lesson 9: Living on a Cash Basis Part 1

To eliminate your debt, you must resist creating new debt. Learn how to have everything you need and not create debt to get it.

Invest in Your Debt Lesson 10: Living on a Cash Basis Part 2

When you learn to live on a cash basis, you eliminate stress from your life. You can live just as well on a cash basis with less stress.

Invest in Your Debt Lesson 11: Advanced Strategies

Once you understand the basic IYD process, it is time to kick it up a notch.

Invest in Your Debt Lesson 12: Secrets of the Credit Card Companies

Do you really need credit cards to live?

Invest in Your Debt Lesson 13: Mortgage Payoff Myths Part 1

Conventional wisdom says you need your mortgage. We say that thinking is misguided and outdated. Find out why we disagree.

Invest in Your Debt Lesson 14: Mortgage Payoff Myths Part 2

Find out why the mortgage interest tax deduction is over rated.

Invest in Your Debt Lesson 15: Debt Freedom to Financial Freedom

How to make your dreams a reality.

Invest in Your Debt Lesson 16: Putting it All Together

An illustration of the possibilities of Invest In Your Debt.

Credit Repair

Credit Repair Lesson Plan 1: Credit Repair Basics

An overview of how credit bureaus work, and how to make sense of your credit reports.

Credit Repair Learning Series Lesson 2: Understanding Credit Bureaus

How do credit bureaus actually work? If you understand how these institutions affect you, you will be a step ahead on the path to financial freedom.

Credit Repair Learning Series Lesson 3: Introduction to Credit Repair

An introduction to credit repair and the techniques you will use to repair your credit.

Credit Repair Learning Series Lesson 4: Information Management

The key to successfully repairing your credit is to maintain good records of your activities. When you keep meticulous records of your activities, you get better results.

Credit Repair Learning Series Lesson 5: Paperwork Flow

The key to do it yourself credit repair is keeping the process moving properly.

Credit Repair Learning Series Lesson 6: What is a FICO Score?

The information in your credit reports are compiled into a scoring system. This scoring system can mean thousands of dollars in costs or savings.

Credit Repair Learning Series Lesson 7: Leverage Your Good Credit

You worked hard to repair your credit and raise your FICO score. Here are ways to take advantage of your hard work and save money.

Credit Score Management

Credit Score Management Learning Series Lesson 1: What is a FICO Score?

An overview of the FICO score and how it affects you and your well-being, as well as a breakdown of the FICO Components.

Credit Score Management Learning Series Lesson 2: Payment History

Payment History is the leading component in the credit score breakdown. It is essential to your success to manage this component correctly.

Credit Score Management Learning Series Lesson 3: Amount Owed

Amount owing on your debts is a significant factor, making up the second largest component of the FICO score.

Credit Score Management Learning Series Lesson 4: Length of Credit History

The length of your credit history has an impact on your FICO score. We explain here exactly what that impact will be.

Credit Score Management Learning Series Lesson 5: Applying for New Credit

It is important when applying for new credit that you follow the principles presented here. It can mean alot of money in some situations.

Credit Score Management Learning Series Lesson 6: Types of Credit

The types of credit you have showing on your credit report will have an impact on your FICO Score. We will explain here.

Credit Score Management Learning Series Lesson 7: Techniques to Increase Your Credit Score

You have been exposed to an overview of all the facets that will affect your score. Here are a couple techniques you can use to improve the FICO score.

Credit Score Management Learning Series Lesson 8: Adding Positive Items to Your Credit Report

The more positive items you have on your reports, the higher your score will be. Here we show you how to get items added to your report.

Credit Score Management Learning Series Lesson 9: Removing Negative Items from Your Credit Report

Negative items will drag your score down. You will have to have a process for removing negative items if you wish to raise your FICO score.

Credit Score Management Learning Series Lesson 10: Putting it all Together

Now that you have been exposed to all the various aspects of credit repair, it is time to put it all together and make it happen.

Basic Money Management

Money Smart Lesson 1: Bank on It

An overview of how banks and credit unions work, and what you need to know to do business with banks.

Money Smart Lesson Plan 2: Borrowing Basics

How lending institutions work, and what you need to know to apply for and acquire credit, as well as manage it successfully.

Money Smart Lesson 3: Check it Out

Everything you ever wanted to know about checking accounts, including valuable tips on managing your account.

Money Smart Lesson 4: Money Matters

An overview of money, and how it affects your everyday life. Valuable information about interest, debt and other money matters.

Money Smart Lesson 5: Pay Yourself First

A beginner's guide to understanding investing and saving money. A good overview of how to create a savings plan.

Money Smart Lesson 6: Keep it Safe

A guide to how to protect yourself and your money from loss. Includes an explanation of consumer privacy laws and protection from identity theft.

Money Smart Lesson 7: To Your Credit

How to build up your credit and a basic guide to the credit system. A basic explanation of the credit scores and the credit scoring system.

Money Smart Lesson 8: Charge it Right

A guide to credit cards and the revolving credit system. Protect yourself from the tricks and traps of the credit card trade, and gain wealth faster.

Money Smart Lesson 9: Loan to Own

How to get a loan. Covers types and methods for consumer loans, and explains the proper process for acquiring the best possible loan for you.

Money Smart Lesson 10: Your Own Home

A basic guide to the home buying process. Explanations of basic mortgage processes that will help you avoid making a mortgage mistake.

Whether you are looking to repair your credit, accelerate your mortgage or completely eliminate your debt, The FMP System provides the most complete and effective solution available today.

Create an account to access our comprehensive personal finance education library and the rest of our personal finance tools. It is free.

Learn More

Advanced Budgeting

Spend Smart Lesson Plan 1: Introduction to Spend Smart

An overview of the Spend Smart system. Learn to find money in your budget in ways you never thought possible.

Spend Smart Lesson Plan 2: Value of a Dollar

The dollar can be looked at many different ways when determining it's value. We show you the right way to look at the value of a dollar.

Spend Smart Lesson 3: Psychology of Buying

To understand how to control spending, you need to understand the makeup of consumerism. We explain it in great detail.

Spend Smart Lesson 4: Reverse Budgeting

Nobody likes to keep track of a budget. That is why we created the reverse budget.

Spend Smart Lesson 5: Seize Your Savings

It's not enough to figure out how to save money. You have to know how to actually put the money in your pocket. This is the key..

Spend Smart Lesson 6: Purchasing Strategies

An overview of the purchasing strategies that will drive your Spend Smart program.

Spend Smart Lesson 7: Purchasing Strategies for Applicances

Your approach to major purchases has a direct impact on your ability to Spend Smart. Learn how to save money on all major purchases.

Spend Smart Lesson 8: Purchasing Strategies for Automobiles

Automobiles are the second largest purchases you make after your home. Buy your next car the Spend Smart way.

Spend Smart Lesson 9: Purchasing Strategies for Clothing

How to look good on a budget. We will explore ways to save money on clothing and other personal accessories.

Spend Smart Lesson 10: Purchasing Strategies for Groceries

Some great strategies for controlling that food bill. Now more than ever, health is tied to the food choices we make. We will show you how to improve your health at no extra cost.

Spend Smart Lesson 11: Purchasing Strategies for Insurance

Nobody likes insurance, but you can't get rid of it, so you might as well save money on it.

Spend Smart Lesson 12: Purchasing Strategies for Babies and Children

It costs $180,000 to raise a child. Can you afford not to listen?

Spend Smart Lesson 13: Purchasing Strategies for Medical Expenses

Another major spending area that we need to be on top of.

Spend Smart Lesson 14: Purchasing Strategies for Home Maintenance

Be proactive with home repairs and save yourself money in the long run.

Debt Elimination

Invest in Your Debt Lesson 1: Introduction to Invest in Your Debt

An overview of the Invest in Your Debt system. Learn the finer details of how to Invest your way to financial freedom.

Invest in Your Debt Lesson 2: The IYD Process

How the IYD process works. Concepts are explained in great detail.

Invest in Your Debt Lesson 3: Learn to Earn

You can fulfill all your financial hopes and dreams by studying and applying the IYD principles.

Invest in Your Debt Lesson 4: Linear Math/Variable Path Methodology

Understanding the IYD process fully means understanding the math and the process of linear math.

Invest in Your Debt Lesson 5: Debt Freedom to Financial Freedom

By following the advanced debt elimination concepts presented here, you can eliminate your debt.

Invest in Your Debt Lesson 6: Spend Smart Factor

An overview of the Spend Smart factor process and methodology.

Invest in Your Debt Lesson 7: Spend Smart Factor Principles Part 1

Understand the laws of Spend Smart to fulfill your debt elimination plan.

Invest in Your Debt Lesson 8: Spend Smart Factor Principles Part 2

The laws of Spend Smart help you find the resources necessary to eliminate your debt.

Invest in Your Debt Lesson 9: Living on a Cash Basis Part 1

To eliminate your debt, you must resist creating new debt. Learn how to have everything you need and not create debt to get it.

Invest in Your Debt Lesson 10: Living on a Cash Basis Part 2

When you learn to live on a cash basis, you eliminate stress from your life. You can live just as well on a cash basis with less stress.

Invest in Your Debt Lesson 11: Advanced Strategies

Once you understand the basic IYD process, it is time to kick it up a notch.

Invest in Your Debt Lesson 12: Secrets of the Credit Card Companies

Do you really need credit cards to live?

Invest in Your Debt Lesson 13: Mortgage Payoff Myths Part 1

Conventional wisdom says you need your mortgage. We say that thinking is misguided and outdated. Find out why we disagree.

Invest in Your Debt Lesson 14: Mortgage Payoff Myths Part 2

Find out why the mortgage interest tax deduction is over rated.

Invest in Your Debt Lesson 15: Debt Freedom to Financial Freedom

How to make your dreams a reality.

Invest in Your Debt Lesson 16: Putting it All Together

An illustration of the possibilities of Invest In Your Debt.

Credit Repair

Credit Repair Lesson Plan 1: Credit Repair Basics

An overview of how credit bureaus work, and how to make sense of your credit reports.

Credit Repair Learning Series Lesson 2: Understanding Credit Bureaus

How do credit bureaus actually work? If you understand how these institutions affect you, you will be a step ahead on the path to financial freedom.

Credit Repair Learning Series Lesson 3: Introduction to Credit Repair

An introduction to credit repair and the techniques you will use to repair your credit.

Credit Repair Learning Series Lesson 4: Information Management

The key to successfully repairing your credit is to maintain good records of your activities. When you keep meticulous records of your activities, you get better results.

Credit Repair Learning Series Lesson 5: Paperwork Flow

The key to do it yourself credit repair is keeping the process moving properly.

Credit Repair Learning Series Lesson 6: What is a FICO Score?

The information in your credit reports are compiled into a scoring system. This scoring system can mean thousands of dollars in costs or savings.

Credit Repair Learning Series Lesson 7: Leverage Your Good Credit

You worked hard to repair your credit and raise your FICO score. Here are ways to take advantage of your hard work and save money.

Credit Score Management

Credit Score Management Learning Series Lesson 1: What is a FICO Score?

An overview of the FICO score and how it affects you and your well-being, as well as a breakdown of the FICO Components.

Credit Score Management Learning Series Lesson 2: Payment History

Payment History is the leading component in the credit score breakdown. It is essential to your success to manage this component correctly.

Credit Score Management Learning Series Lesson 3: Amount Owed

Amount owing on your debts is a significant factor, making up the second largest component of the FICO score.

Credit Score Management Learning Series Lesson 4: Length of Credit History

The length of your credit history has an impact on your FICO score. We explain here exactly what that impact will be.

Credit Score Management Learning Series Lesson 5: Applying for New Credit

It is important when applying for new credit that you follow the principles presented here. It can mean alot of money in some situations.

Credit Score Management Learning Series Lesson 6: Types of Credit

The types of credit you have showing on your credit report will have an impact on your FICO Score. We will explain here.

Credit Score Management Learning Series Lesson 7: Techniques to Increase Your Credit Score

You have been exposed to an overview of all the facets that will affect your score. Here are a couple techniques you can use to improve the FICO score.

Credit Score Management Learning Series Lesson 8: Adding Positive Items to Your Credit Report

The more positive items you have on your reports, the higher your score will be. Here we show you how to get items added to your report.

Credit Score Management Learning Series Lesson 9: Removing Negative Items from Your Credit Report

Negative items will drag your score down. You will have to have a process for removing negative items if you wish to raise your FICO score.

Credit Score Management Learning Series Lesson 10: Putting it all Together

Now that you have been exposed to all the various aspects of credit repair, it is time to put it all together and make it happen.

Basic Money Management

Money Smart Lesson 1: Bank on It

An overview of how banks and credit unions work, and what you need to know to do business with banks.

Money Smart Lesson Plan 2: Borrowing Basics

How lending institutions work, and what you need to know to apply for and acquire credit, as well as manage it successfully.

Money Smart Lesson 3: Check it Out

Everything you ever wanted to know about checking accounts, including valuable tips on managing your account.

Money Smart Lesson 4: Money Matters

An overview of money, and how it affects your everyday life. Valuable information about interest, debt and other money matters.

Money Smart Lesson 5: Pay Yourself First

A beginner's guide to understanding investing and saving money. A good overview of how to create a savings plan.

Money Smart Lesson 6: Keep it Safe

A guide to how to protect yourself and your money from loss. Includes an explanation of consumer privacy laws and protection from identity theft.

Money Smart Lesson 7: To Your Credit

How to build up your credit and a basic guide to the credit system. A basic explanation of the credit scores and the credit scoring system.

Money Smart Lesson 8: Charge it Right

A guide to credit cards and the revolving credit system. Protect yourself from the tricks and traps of the credit card trade, and gain wealth faster.

Money Smart Lesson 9: Loan to Own

How to get a loan. Covers types and methods for consumer loans, and explains the proper process for acquiring the best possible loan for you.

Money Smart Lesson 10: Your Own Home

A basic guide to the home buying process. Explanations of basic mortgage processes that will help you avoid making a mortgage mistake.