Repairing your credit entails getting rid of the negative credit report information and catching up on your overdue bills. This could raise your credit score but might not be enough to make you credit worthy again.
However, to raise your credit score high enough to entitle you to a loan, you have to rebuild your credits.
Doing so would only prove that you have the capability to handle credit responsibility. Although it might be difficult to start, but once you achieve that momentum you need, you will be sashaying to a good credit score.
You can always begin by developing the required credit habits.